Know what you own.
Be ready for anything.
Most homeowners can't prove what they own after a fire, flood, or theft. Divvl helps you build a complete home inventory — photos, serial numbers, replacement costs — and export an insurance-grade PDF in minutes.
$39/year after free items · No credit card required
The problem
Most homeowners are one disaster away from a denied claim.
Insurance exists for exactly these moments — but documentation is what makes a claim pay out.
After a disaster, memory fails
Trying to recall everything you owned while stressed, displaced, and dealing with an adjuster is nearly impossible. You will forget things. Forgotten things don't get paid.
Adjusters need proof
Without documentation — photos, serial numbers, purchase records — claims get reduced or denied outright. A list of items from memory rarely holds up.
Paper records don't survive
Filing cabinets burn. Folders flood. The same disaster that destroys your belongings destroys your evidence. Digital records stored off-site survive.
How it works
Three steps. One PDF your adjuster will accept.
Built for real homes, not spreadsheet experts. You can have a complete inventory in an afternoon.
Walk room by room
Photograph items as you go. Add serial numbers, model numbers, purchase dates, and replacement costs. It takes minutes per room once you get the hang of it.
Divvl organizes everything
Items are sorted by room, fully searchable, and always up to date. Add new purchases anytime. Your inventory stays current as your home changes.
Export your proof
Download a room-by-room PDF with embedded photos, serial numbers, and replacement values — formatted the way insurance adjusters expect it.
Features
Everything your policy requires. Nothing you don't need.
Designed around what insurance adjusters actually ask for — not a generic inventory checklist.
Attach one or more photos per item. Visual proof is the most convincing evidence you can give an adjuster.
Capture serial numbers that prove ownership and prevent disputes about brand, model, and condition.
Log original purchase price and estimated replacement cost so you know exactly what to claim — before you're under pressure.
Generate a clean, room-by-room PDF that meets the documentation standard most homeowners and renters insurance policies require.
Items live in the room where they belong. Easy to update when things move, easy to share with an adjuster walking through your home.
Your home inventory doesn't disappear when it's eventually needed for an estate. One upgrade, and your catalog becomes the foundation for fair division.
Pricing
Simple pricing. No surprises.
One flat annual fee covers your entire home. Start free, upgrade when you're ready.
Everything you need to document your home for insurance purposes — and keep it current year after year.
- Unlimited items
- Multiple photos per item
- Serial & model numbers
- Purchase & replacement costs
- Room-by-room organization
- Insurance-grade PDF export
- Upgrades to full estate planner
Start free with your first few items — no credit card required.
Your stuff is worth protecting.
Five minutes of documentation can save thousands. Start your home inventory today — free, no credit card, no commitment.
Start cataloging free →